As the holidays approach I am starting to have those familiar warm and happy feelings about my life and my family. I picture myself celebrating with loved ones, wearing a cozy knitted sweater, opening gifts, baking fun new recipes and sipping peppermint hot cocoa while listening to holiday-infused jazz. Something about thinking of the”future” is comforting. I do so especially towards the end of the summer when I need to cope with the imminent change of temperature and choose to focus on the “happy things” that happen during the winter. I also have done it out of habit. My mind is just used to doing that. This reminds me of something the Founder and Director of Cosmos Tree, Dr. Roger B. Lane, talks about in The Money Workbook: that we are so habituated in living in the “future” that we don’t enjoy it when it finally arrives because we have moved onto the next thing in the “future”.